Good reasons to update (hope your broadband is meaty enough). On the recovery option: Apple have had this for years, but it’s relatively easy to cope with a limited set of hardware (Macs and MacBooks) rather than the chaotic bazaar that is the Windows world…:
[…] Windows 10 now has a cloud recovery option in the “Reset this PC” section.
Until today, the “Reset this PC” option only had one option — namely to do a local reinstall where it would build a new Windows installation from existing Windows files. Starting with Windows 10 2004, users can select the cloud recovery option, which will instruct Windows to download the files needed for a reinstall from Microsoft’s servers.